Finance and perspective

Only self-discipline keeps you learning when there is no one marking your script. Only great managers of self become great leaders tommorow.”

-Excerpts from engaging the power of self discipline.



We’re meant to improve on ourselves, as humans. When we stop, there is a problem.

We’re to constantly assess ourselves and make necessary improvement.

Any dimension of life you do not have a firm grip on, has room for improvement. It doesn’t matter if that dimension is oily, get good gloves, do something. You should have a grip on it. That’s discipline.
No one wants to get to that stage in their life when they wonder if it’s not too early to regret. Regrets are awful. Regrets are terrible.

For major matters however, it’s best to have a firm grasp pretty early in order to avoid regrets. Live consciously, live with an aim to get better.
Personally, finance has been an aspect I’ve not had full grasp on.

I’ve never entered debts nor had financial difficulties but I cannot categorically say that I can control my finances. Some months, it’s yaaay. Some months it’s naaaay. I wouldn’t even tell you which one surfaces more often.
I spend easily once I’m shopping. My shopping cart just gets fuller and fuller with pretty things, relevant things, yet all the same, things I can do without.

Just on wendnesday, I had an appointment with a natural hair stylist. As the high-maintenance lady that I can sometimes be, I agreed to spend some amount of money. This agreement was over three times what I budgeted to spend before we had our meeting. I was won over by my love for my hair and by my satisfaction that she was quite knowledgable in her field. It took some holy-spirit inspired thinking at night for me to change my resolve. Yes, I still love my hair. No, I don’t like breaking agreements. However, we need wisdom to make wise decisions. We’re people of integrity and we stand by our words, yet wisdom is pivotal.
In the bible, Proverbs6:1-3 says

“My son,

if you guarantee a loan for your neighbor or pledge yourself for a stranger with a handshake,

2             you are trapped by the words of your own mouth, caught by your own promise.

3     Do the following things, my son, so that you may free yourself,

        because you have fallen into your neighbor’s hands:        Humble yourself,

       and pester your neighbor.

4             Don’t let your eyes rest              or your eyelids close.

5          Free yourself like a gazelle from the hand of a hunter and like a bird from the hand of a hunter.

Are you currently taking a decision financially or otherwise which you need to back away from, carefully consider that passage.

Financially, work towards savings and investment, it never hurts.
Work towards discipline. Have a grasp on your finances.
I took another step by following @clevergirlfinance on Instagram. I’m assured those constant tips on the page, would go a long way.

I’ve also subscibed by e-mail to newsletters on their website and I advise you do too. It’s a really helpful platform. I feel richer by simply having discovered their website.

You may not be earning your own money yet ( probably as a student) but why wait till then to get a grip on financial management?

A man is not yet old until regrets take the place of dreams.

-John Barrymore

Do you have plans for your finances? Do you always live by your budget? Share your defeats and achievements in the comment box, let us learn from them.

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